Terms of use

Using the site

By using Morsimo you agree to these terms. The calculators and articles are provided for general information and planning. You may use them for personal, non-commercial purposes.

No professional advice

Nothing here is financial, tax, legal or lending advice, and no calculator result is an offer of credit or a commitment to lend. Read our disclaimer.

Accuracy

We work to keep formulas and data correct and current, but rates, limits, fees and program rules change. We make no warranty that any result is accurate, complete or suitable for your situation, and you are responsible for verifying figures with your lender and the relevant agencies.

Acceptable use

Do not attempt to disrupt the site, scrape it at a rate that harms performance, or copy substantial content to republish as your own. Short quotations with a link back are welcome.

Intellectual property

The text, design and code on this site belong to Morsimo unless noted. Trademarks such as FHA, VA and USDA belong to their owners and are used only to describe loan programs.

Third-party links and ads

We link to government and industry sources and may display advertising. We do not control third-party sites and are not responsible for their content or practices.

Limitation of liability

To the fullest extent the law allows, Morsimo is not liable for any loss arising from your use of, or reliance on, the site or its calculators.

Changes

We may update these terms. Continued use after a change means you accept the updated terms.