Editorial policy

Independence

Our content is not written for lenders. We do not accept payment to change a calculation, a ranking or a recommendation, and advertising, when shown, is kept separate from editorial content and labeled.

How pages are made

Each calculator page is written for that tool alone, with its own explanation, worked example and FAQ. We use AI-assisted drafting tools for research and writing support. Every page is reviewed by the editorial team, and every number in a worked example is generated by the calculator on the same page so the example can be reproduced.

Sources

For program rules, limits and rates we rely on primary sources first: HUD, the VA, USDA, state revenue departments, county assessors and state housing agencies. Where sources disagree, we say so, prefer the official one, and use ranges rather than a false single figure. State pages list their sources and a last-reviewed date.

Updates

We review time-sensitive figures, including federal loan limits and state tax data, at least once a year and after major announcements. The date at the bottom of each page shows when it was last changed.

Corrections

If you find an error, please tell us at [email protected]. We verify it, fix it promptly, and note material corrections on the page.

See our methodology for formulas and the disclaimer for limits of use.